You've Started...Now Where to Start
Published July 3, 2013 6979 Views
Easily one of the most daunting tasks of managing your 401(k) is choosing the specific funds to invest in. How do you know which funds are best suited to meet your needs? Unfortunately none of us has the crystal ball that will provide you with all the right answers, so in the meantime here are some...
A few Estate Planning Tips:
Published June 28, 2013 7359 Views
I want to share a few tips for getting the most out of your legacy planning. These simple tips can help ensure you get the most out of your assets and can prevent leaving your loved ones with a complicated mess to deal with after you're gone.
Update your beneficiary designations. Making sure t...
When to Start
Published June 27, 2013 6848 Views
"It is best to start early, but if it's too late for that, then just start." When it comes to saving, or creating personal wealth, truer words have not been spoken. If you're ready to start, great. Now how much should you save?
One of the first steps to take is finding out if your employer offers...
Change Its Inevitable
Published June 26, 2013 6905 Views
The Supreme Court today struck down the 1996 law blocking federal recognition of gay marriage. The court invalidated the Defense of Marriage Act, which denied federal benefits to gay couples who are legally married in their states, including social security survivor benefits, immigration rights and...
The Power of Tax Deferred Investing
Published June 21, 2013 6752 Views
I often run into people who realize how important it is to start saving for retirement, but have yet to start. Whether it's their company's 401k, the hospital/school district's 403b or just an Individual Retirement Account (IRA), they know it's available but just haven't started using it.
Here ar...
Retirement's New Frontier
Published June 20, 2013 6872 Views
I doubt very much that upon entering your first job, the thought of retirement was anywhere close to the front of your mind. I know it wasn't in mine. Not with said job, rent, student loans, car insurance, groceries, all the rest staring me in the face. I remember being handed a sheet of paper about...
Remember Your Time Frame:
Published June 14, 2013 6742 Views
We've had a heck of a run in the stock market these last six months. We have steadily drifted higher without any significant interruption. Everywhere I would go, friends or family members would say "How 'bout that market? It's really on fire!" While I was glad to see this enthusiasm, and happy to kn...
Talk is Cheap
Published June 13, 2013 6764 Views
Talk to your children about money! I see articles on this all the time - tell your kids to start early and save often. Don't get me wrong, this is great advice. Instead of just talking about money with your kids, here's a way to actively demonstrate the benefits of saving early - one that will stay...
Student Loans
Published June 10, 2013 7024 Views
With the rapid rise in college tuition and an ever more competitive job market, student loan debt has ballooned to nearly $1 trillion. These loans, however, are not loans in the traditional sense. It is almost impossible to refinance them, and unlike a typical loan, you cannot shed this debt through...
Risky Business
Published June 6, 2013 6875 Views
"Safe" is not a lightly used term when it comes to investing. It's a four-letter word indicating the absence of risk - something commonly associated with owning individual stocks. Bonds on the other hand, are often thought to be "safe," and the same is often associated with mutual funds that hold bo...