Blog

If you've switched jobs, rolling your 401(k) over into an IRA can help you maintain control over the account and continue its growth. More Investment Options: IRAs often offer a broader range of investment options compared to 401(k) plans, which are limited to the investment choices selected...

     This is the question that I am asked most often as a Financial Advisor. Unfortunately, it is not the same answer for everyone. A common guideline is that you should aim to replace 70-80% of your annual pre-retirement income. You can replace your pre-retirement income using...

     We’re coming into the 2023 PGA Championship Tour weekend, where the tournament really starts to get challenging. It’s important to keep in mind that retirement can be a lot like a long, challenging weekend, but if you’re prepared with a plan, it doesn’t have to be. Similar to how peop...

     The PGA tour is in full swing in Rochester, NY – even with a frost delay! In the upcoming months, when the weather warms and there’s no frost in sight, most people will be excited to plan golf trips, destination vacations, stay-cations and even home renovations or home pur...

     It is a busy and exciting week in Rochester NY, as many people are arriving from out of town for the PGA at Oak Hill and enjoying the events that have been in the planning process for a long time.  When making summer travel plans, questions often come up about the best...

     Rochester, NY has a rich history of hosting PGA Tour events, including the famous Rochester International in the late 1950s and early 1960s.  Recently restored, Oak Hill Country Club’s East Course will host its fourth PGA Championship in May 2023.  Nearly a decade removed from...

Retiring in a good year is challenging enough. But the 2023 retirement outlook includes a host of other major threats, such as high inflation and rising interest rates. Taken together, these trends have created an uncertain environment that would unnerve even the most careful retirement planners. Bu...

In May, a new type of mortgage is set to hit the market: the 40-year mortgage. This mortgage offers borrowers a longer repayment period, which could result in lower monthly payments compared to traditional 30-year mortgages. While this may sound appealing to some, it's important to carefully conside...

If you're waiting for your tax refund, you may be ready to start an online shopping spree or to make a big purchase, like an 85-inch TV.  Take a moment to think about it. Times are tough and you deserve to treat yourself, but this may also be the time to boost your savings accounts.  According to th...

The past 10 days have been wrought with banking concerns.  The newest casualty of this is Credit Suisse.  For 167 years, Credit Suisse acted as one of the largest banks in Switzerland; Now, it will be acquired by their rival bank UBS.  The banks issues were visible for the past year; From multiple c...