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The last four bull markets we have seen began with the “low’s” of October 1990, October 2002, March 2009, and March 2020 – ALL STOCKS WENT UP. For the current 2023 bull run, only 2/3rd of the S&P 500 have risen. Half of these gains came from 8 stocks in comparison with 38 stocks leading off previous...

Since individual financial situations vary, it's crucial to consult with a financial advisor to determine if a kids' Roth IRA aligns with your family's overall financial goals and to ensure compliance with IRS rules and regulations. Here are 8 reasons why you should open a Roth IRA for your child:...

If you've switched jobs, rolling your 401(k) over into an IRA can help you maintain control over the account and continue its growth. More Investment Options: IRAs often offer a broader range of investment options compared to 401(k) plans, which are limited to the investment choices selected by...

     This is the question that I am asked most often as a Financial Advisor. Unfortunately, it is not the same answer for everyone. A common guideline is that you should aim to replace 70-80% of your annual pre-retirement income. You can replace your pre-retirement income using...

     We’re coming into the 2023 PGA Championship Tour weekend, where the tournament really starts to get challenging. It’s important to keep in mind that retirement can be a lot like a long, challenging weekend, but if you’re prepared with a plan, it doesn’t have to be. Similar to how peop...

     The PGA tour is in full swing in Rochester, NY – even with a frost delay! In the upcoming months, when the weather warms and there’s no frost in sight, most people will be excited to plan golf trips, destination vacations, stay-cations and even home renovations or home pur...

Maximize your vacation enjoyment without financial strain with Brighton Securities! Discover our 10 practical tips for smart vacation planning in Rochester, NY. Secure your future today!

     Rochester, NY has a rich history of hosting PGA Tour events, including the famous Rochester International in the late 1950s and early 1960s.  Recently restored, Oak Hill Country Club’s East Course will host its fourth PGA Championship in May 2023.  Nearly a decade removed from...

Retiring in a good year is challenging enough. But the 2023 retirement outlook includes a host of other major threats, such as high inflation and rising interest rates. Taken together, these trends have created an uncertain environment that would unnerve even the most careful retirement planners. Bu...

In May, a new type of mortgage is set to hit the market: the 40-year mortgage. This mortgage offers borrowers a longer repayment period, which could result in lower monthly payments compared to traditional 30-year mortgages. While this may sound appealing to some, it's important to carefully conside...