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Welcome to a new year, a fresh start to align your finances and set the stage for financial success. Creating a realistic budget is not just about numbers; it's a tool to empower you in managing your money wisely. Let's dive into some tips to help you craft a budget that works for you. 1. Start w...

Welcome to a new year filled with possibilities for enhancing your financial well-being! This year let's kickstart 2024 by taking a proactive step towards securing your retirement. Give yourself the gift of a financially secure future by reviewing and updating your retirement plan, focusing on contr...

Dear Valued Clients, Partners, and Community Members, As we gather to celebrate Thanksgiving, the entire team at Brighton Securities would like to take a moment to express our heartfelt gratitude to each of you. Your continued patronage and support are the driving forces behind our ability to thr...

The last four bull markets we have seen began with the “low’s” of October 1990, October 2002, March 2009, and March 2020 – ALL STOCKS WENT UP. For the current 2023 bull run, only 2/3rd of the S&P 500 have risen. Half of these gains came from 8 stocks in comparison with 38 stocks leading off previous...

Since individual financial situations vary, it's crucial to consult with a financial advisor to determine if a kids' Roth IRA aligns with your family's overall financial goals and to ensure compliance with IRS rules and regulations. Here are 8 reasons why you should open a Roth IRA for your child:...

If you've switched jobs, rolling your 401(k) over into an IRA can help you maintain control over the account and continue its growth. More Investment Options: IRAs often offer a broader range of investment options compared to 401(k) plans, which are limited to the investment choices selected...

     This is the question that I am asked most often as a Financial Advisor. Unfortunately, it is not the same answer for everyone. A common guideline is that you should aim to replace 70-80% of your annual pre-retirement income. You can replace your pre-retirement income using...

     We’re coming into the 2023 PGA Championship Tour weekend, where the tournament really starts to get challenging. It’s important to keep in mind that retirement can be a lot like a long, challenging weekend, but if you’re prepared with a plan, it doesn’t have to be. Similar to how peop...

     The PGA tour is in full swing in Rochester, NY – even with a frost delay! In the upcoming months, when the weather warms and there’s no frost in sight, most people will be excited to plan golf trips, destination vacations, stay-cations and even home renovations or home pur...

     It is a busy and exciting week in Rochester NY, as many people are arriving from out of town for the PGA at Oak Hill and enjoying the events that have been in the planning process for a long time.  When making summer travel plans, questions often come up about the best...