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Yesterday, President Biden announced that he will cancel student loan debt for millions of Americans. If you took out your loans prior to June 30th of this year and earn less than $125,000 per year (or $250,000 as a couple), you will have $10,000 of federal student loan debt forgiven. If you receive...

Should I buy the dip or move all my money into cold hard cash? By now, if you’ve been keeping up with the news, radio, this blog, or whispers at your local gas station and grocery store; you should have an idea as to what has caused inflation to rise and the factors that are making it burn hotter...

Since January, the American people have had inflation at the forefront of their minds; higher gas prices, higher costs at the grocery store, higher prices for raw goods have all spurred this major concern.  There may be a light at the end of the tunnel.  Since the release of the July price index, th...

On Wednesday, the average price of gas fell to $4 a gallon; about $1 from it’s high in June. Gas prices play an important role in consumer sentiment, especially since most of us pass at least half-a-dozen gas stations on our way to work. As gas prices fall, experts believe that people will begin to...

Last month, the US economy added 528,000 jobs as reported by the Bureau of Labor Statistics in its latest payroll report. With this, both unemployment and payrolls returned to pre-pandemic levels, with unemployment reducing to 3.5%. This is more than double expectations and continues this year’s tre...

Here is a question we’ve been getting a lot. Everywhere we look—radio, television, social media—we see headlines and conversations about being in a recession. I’ve seen varying levels of concern and bias, including talks of the US dollar’s impending collapse. As we all know, we can trust and believe...

In a reassuring sign to investors during a rocky second quarter, dividend payouts have hit another record, paying $140.6 Billion to stockholders. This is up from the beginning of the year, and nearly $20 billion higher than dividends paid at this time last year. Dividends paid to stockholders...

Have you seen your recent statement? I have. I know you’re not particularly happy seeing losses, and neither am I.  If you work with an Advisor or have been investing for long enough, you may understand that the market ebbs and flows. The media has focused on the negatives for more than 6 months...

If you’re curious about what’s been going on with interest rates, and your bond portfolio, let me explain some of what is going on. Most likely, the bonds in your 401(k), and often those in your IRA, are in bond funds. Bond mutual funds and bond exchange-traded funds are pooled investment vehicles t...

After Wednesday’s Federal Reserve meeting, officials announced that they would raise the federal funds target rate by three quarters of one percent, the largest increase since 1994. This displays their intention to get aggressive in tackling inflation, “signaling that its benchmark rate will rise cl...