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What should you do with your Tax Refund?

Published April 21, 2023 1780 Views

If you're waiting for your tax refund, you may be ready to start an online shopping spree or to make a big purchase, like an 85-inch TV.  Take a moment to think about it. Times are tough and you deserve to treat yourself, but this may also be the time to boost your savings accounts.  According to th...

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The fall of Credit Suisse. But what about First Republic?

Published March 20, 2023 2513 Views

The past 10 days have been wrought with banking concerns.  The newest casualty of this is Credit Suisse.  For 167 years, Credit Suisse acted as one of the largest banks in Switzerland; Now, it will be acquired by their rival bank UBS.  The banks issues were visible for the past year; From multiple c...

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Fed Interest Rate Hikes and the Effects On Our Banking System

Published March 15, 2023 2398 Views

The sudden collapse of Silicon Valley Bank and Signature Bank risks pushing the US Federal Reserve uncomfortably close to the point of having to resolve a financial-stability trauma at the same time as fighting high inflation. The situation could force Fed Chair Jerome Powell and his colleagues to c...

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The Effects of Interest Rate Hikes and Your Portfolio

Published March 6, 2023 2521 Views

The 10-year Treasury yield rose above 4% earlier this month, marking a fresh acceleration for a historic bond-market rout amid lingering inflation and fears of higher interest rates. This climb carried the key measure of borrowing costs back toward the decade-plus highs reached last year, and the re...

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Secure Act 2.0 | Changes to your Retirement Savings

Published February 8, 2023 3365 Views

As part of the recent legislation passed, the Secure Act 2.0 aims to help Americans by making changes to retirement plans, college savings plans, and required minimum distributions (RMDs). The Secure Act 2.0 was part of a larger bill which included $1.7 trillion on defense, domestic programs, aid...

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Financial Resolutions – Learn How to Create, Start, and Set Actual Plan to Achieve Them In 3 Steps

Published January 6, 2023 4176 Views

Saving more money and/or spending less almost always ends up near the top of the list of most popular New Year Resolutions, yet, how do you actually get started?  Putting a financial plan in place can seem very overwhelming.  Setting goals is a great way to start.  How much money do you want to try...

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Reviewing Rochester’s Public Companies

Published January 5, 2023 4932 Views

2022 was a tough year. Most people pay attention to the Dow Jones Industrial Average, the NASDAQ and the S&P 500 – because this is what we see and hear on TV, radio and online. It is important to remember that when the market is down as a whole, it does not mean that every investment is down. It cer...

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Good-bye 2022; Hello, New Financial YOU in 2023

Published January 4, 2023 4325 Views

Every year brings something new- perhaps a life changing event, a world-wide pandemic, or the Buffalo Bills winning the Super Bowl!  But there is something that is very close to you that may not get enough attention and remains a constant - and that is “the state of your financial well-being.”  How...

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Thanksgiving Wishes

Published November 23, 2022 5225 Views

“It’s not joy that makes us grateful but gratitude that makes us joyful.” Brighton Securities would like to reach out to each of our clients, partners, and members of the communities we serve, to show our gratitude for your continued patronage and support. Without all of you, we would not be able t...

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Stock 101: International V. Emerging Markets

Published November 14, 2022 5292 Views

Many investors recently are looking to the markets outside of the US to chase higher returns. Typically, international markets are more volatile than within the US generally because of the sheer size of the US markets.  Just a few companies that investors are familiar with but may not know are inter...

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