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Individual investors are at their most pessimistic levels since March of 2009, according to a survey released by the American Association of Individual Investors. According to the survey, 61% of respondents felt the stock market was likely to drop further within the next 12 months. This sentiment ap...

Dividend stocks have recently become popular on Wall Street, with some investing in them in search of income to combat inflation or as a buffer against market volatility. In the second quarter of 2022, dividend payouts set a record despite economic slowdown, inflation, and rising interest rates, and...

The school year has officially begun! Whether your children or grandchildren are heading into school for the first time, heading to college for the first time, and everything in between, it’s important to keep in mind that this is also a first time for parents. How should you continue to budget and...

If you’re considering retirement, either now or in the near future, you may be concerned about what a year of negative returns can mean for your lifestyle. The first few years can be critical to determining what is sustainable over the course of your retirement. However, research has shown that even...

The Stock Market can be confusing and knowing how different types of companies are classified can help pare down some of that confusion.  Most companies can be broken down into one of two categories: Grow or Value.  Each focus on a different piece to return profit to their investors.  Both have thei...

It’s all in the relationship.  Today, more than ever, we are feeling the shift from antiquated structure to a flow of comfortable space in all aspects of our lives.  While there is need to acknowledge the changing times, it’s important to consider progress with thoughtfulness, precision, and through...

Yesterday, President Biden announced that he will cancel student loan debt for millions of Americans. If you took out your loans prior to June 30th of this year and earn less than $125,000 per year (or $250,000 as a couple), you will have $10,000 of federal student loan debt forgiven. If you receive...

Should I buy the dip or move all my money into cold hard cash? By now, if you’ve been keeping up with the news, radio, this blog, or whispers at your local gas station and grocery store; you should have an idea as to what has caused inflation to rise and the factors that are making it burn hotter...

Since January, the American people have had inflation at the forefront of their minds; higher gas prices, higher costs at the grocery store, higher prices for raw goods have all spurred this major concern.  There may be a light at the end of the tunnel.  Since the release of the July price index, th...

On Wednesday, the average price of gas fell to $4 a gallon; about $1 from it’s high in June. Gas prices play an important role in consumer sentiment, especially since most of us pass at least half-a-dozen gas stations on our way to work. As gas prices fall, experts believe that people will begin to...