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     Rochester, NY has a rich history of hosting PGA Tour events, including the famous Rochester International in the late 1950s and early 1960s.  Recently restored, Oak Hill Country Club’s East Course will host its fourth PGA Championship in May 2023.  Nearly a decade removed from...

Retiring in a good year is challenging enough. But the 2023 retirement outlook includes a host of other major threats, such as high inflation and rising interest rates. Taken together, these trends have created an uncertain environment that would unnerve even the most careful retirement planners. Bu...

In May, a new type of mortgage is set to hit the market: the 40-year mortgage. This mortgage offers borrowers a longer repayment period, which could result in lower monthly payments compared to traditional 30-year mortgages. While this may sound appealing to some, it's important to carefully conside...

If you're waiting for your tax refund, you may be ready to start an online shopping spree or to make a big purchase, like an 85-inch TV.  Take a moment to think about it. Times are tough and you deserve to treat yourself, but this may also be the time to boost your savings accounts.  According to th...

The past 10 days have been wrought with banking concerns.  The newest casualty of this is Credit Suisse.  For 167 years, Credit Suisse acted as one of the largest banks in Switzerland; Now, it will be acquired by their rival bank UBS.  The banks issues were visible for the past year; From multiple c...

The sudden collapse of Silicon Valley Bank and Signature Bank risks pushing the US Federal Reserve uncomfortably close to the point of having to resolve a financial-stability trauma at the same time as fighting high inflation. The situation could force Fed Chair Jerome Powell and his colleagues to c...

The 10-year Treasury yield rose above 4% earlier this month, marking a fresh acceleration for a historic bond-market rout amid lingering inflation and fears of higher interest rates. This climb carried the key measure of borrowing costs back toward the decade-plus highs reached last year, and the re...

As part of the recent legislation passed, the Secure Act 2.0 aims to help Americans by making changes to retirement plans, college savings plans, and required minimum distributions (RMDs). The Secure Act 2.0 was part of a larger bill which included $1.7 trillion on defense, domestic programs, aid...

Saving more money and/or spending less almost always ends up near the top of the list of most popular New Year Resolutions, yet, how do you actually get started?  Putting a financial plan in place can seem very overwhelming.  Setting goals is a great way to start.  How much money do you want to try...

2022 was a tough year. Most people pay attention to the Dow Jones Industrial Average, the NASDAQ and the S&P 500 – because this is what we see and hear on TV, radio and online. It is important to remember that when the market is down as a whole, it does not mean that every investment is down. It cer...