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The stock market climbed higher and higher and higher...

Published December 26, 2013 7054 Views

I don't blame people for being wary of investing in the stock market. Unemployment is high, Washington is a mess, the federal debt is massive, and consumer spending is down. It would be a lot easier to accept this year's market returns if our economy showed more signs of life. Given all the uncertai...

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Bitcoins, Currency of the Future?

Published December 23, 2013 13120 Views

Recently, there has been a lot of media exposure surrounding Bitcoins and their potential to become a virtual currency that could revolutionize global trade. However, despite all of the media coverage, I have found that I still struggle to understand what a Bitcoin truly is. This weekend I spent som...

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A News Feed with Commercials

Published December 17, 2013 7446 Views

Today Facebook announced that video advertisements are on their way. Every day millions of people sift through dozens or even hundreds of posts, just to see what their friends and family are sharing. In some ways the daily ritual of checking your news feed has almost become as habitual as waking...

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Debt... Can it ever be a wise solution?

Published December 16, 2013 6866 Views

Recently a lot of my younger clients have been asking if taking on debt can ever be a good decision. Of course, every situation is unique, and there isn't any one-size-fits-all solution, but in most cases there can be good debt and bad debt. It's almost impossible for any of us to live entirely debt...

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The Bills Keep Coming...

Published December 12, 2013 6817 Views

Let's just get this out there - I'm not talking about the Buffalo Bills. The only place they're going is home in three weeks when the season ends (again). No, I'm referring to those beginning or end of the semester college bills that will no doubt be finding a way into your mailboxes towards the e...

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No Excuse!

Published December 10, 2013 7172 Views

Well, it's official. There is now absolutely no excuse for not saving for retirement. Why not? Well, because these dogs now have a retirement plan, so how could you not?I heard this story on the radio over the weekend and being a dog-lover I couldn't resist passing it along. I also couldn't resist u...

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Building a Sound Financial Foundation.

Published December 9, 2013 7447 Views

Everywhere we turn, advertisements encourage us to spend our money on a variety of things: a flashy car, designer jeans, or the newest gadget. We are constantly pressured to spend our cash rather than save it. Before signing on the dotted line, take a step back and ask yourself if the slick car, the...

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Answering a Question with a Question

Published December 5, 2013 7393 Views

"How much money do I need to retire?" This is a common question that I'm often asked during the early stages of retirement planning. The answer, however, is never that simple. Instead of focusing on big number full of commas, I prefer to answer the question with a question: " how much income will...

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Main Street is still struggling. We think?

Published December 3, 2013 6609 Views

Heading into this holiday season retailers were cautiously optimistic. The markets are way up, there are more job postings than we've seen in years and more people are landing jobs. Slowly but surely, people are regaining confidence in our economy. Well, the numbers are in, and Black Friday weekend...

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Don't Forget!

Published December 2, 2013 6898 Views

This time of year always seems to go by the fastest. Once the clocks are set back and the holidays are here, our daily activities pick up the pace as if we just moved to New York City. A friendly reminder for those over age 70 1/2 , or beneficiaries that have inherited IRAs: don't forget to take you...

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