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When I was younger my two favorite foods were macaroni and cheese and hot dogs. When my mother would make Kraft Macaroni and Cheese it wasn't complete until I had it with ketchup and when my father would grill Oscar Mayer hot dogs those were incomplete until they were decorated with Heinz ketchup or...

As we approach the college decision time, thousands of incoming freshmen will prepare for their new future. Whether their school is located around the corner, across the state, or across the country it is certain that many of these students will pay for their tuition with the assistance of student l...

A&E has an original series called Hoarders that chronicles the lives of individuals whose homes are trashed because they collect too many things and are unwilling to part with anything. In corporations, there is a different type of hoarding going on, they are hoarding cash. The pile of cash in corpo...

Preparing for retirement is a daunting task no matter how close or far you are from making that life changing decision. For young adults it seems so far away that it's not worth a thought. Yet, the money contributed to a 401(k), Roth IRA, or traditional IRA in those first years of work provides the...

In 1974 Connect Four was one of the most popular Christmas gifts and Elton John's Bennie and the Jets was a Billboard number one. As if those two facts weren't exciting enough, the Employee Retirement Income Security Act (ERISA) was also established. Among many things, it allowed individuals to begi...

Remember when you were a kid and your teacher went around the classroom and asked each student "what do you want to be when you grow up"? The myriad of answers ranged from firefighter to superhero among various others. Fast forward to high school or college and your parent's friends asked the exact...

Everyone needs to save money, however many people are not. The 2014 Retirement Confidence Survey from the Employee Benefits Research Institute found that 36% of Americans have saved less than $1,000. What could be even more concerning is another survey from American Express which found that 29% of A...

Many people I talk with think that the amount of their savings or investments is far less than others' that walk through the door of Brighton Securities. Yet, often those are the people who have the highest balances in their account. An interesting article addresses 2014 data examining who saves, ho...

After a dismal January, the S&P 500 Index posted a 5.5 percent gain in February--the largest monthly gain since October 2011. Investors saw a steady rise throughout the month in response to positive geopolitical news and lower volatility in oil prices. Central Banks around the world have remained hi...

A recent article states that one of the biggest conundrums in the financial world is that women have a lack of confidence when it comes to retirement planning and investing. This is puzzling because investment results show that women's portfolios typically outperform men's portfolios. Perhaps women...