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If your answer is yes, then you are not alone. A recent survey conducted by the Federal Reserve found that one third of working adults do not have a savings or pension. Furthermore, 38 percent of respondents stated that they have no intention and or plan to keep working indefinitely. Still, out of t...

Many people can create the perfect life timelines in their head about desirable milestones but when it comes to reality it is likely that those fairytales often are quite different. Remember when you were a child and you wanted to be a movie star, singer, or maybe even President. Of course now, real...

Many people have asked me how much they should be saving in order to pay for their children's college, pay off their mortgage, cover annual expenses, and eventually to retire. Some tend to think there is a standard magic percentage of annual income that should be saved which accomplishes their goals...

Last month I started my newsletter by describing the first quarter of 2015 as lackluster; April did not do much to change that. Year-to-Date the Dow and S&P 500 are up 0.78% and 1.92%, respectively. With Q1 earnings season more than halfway over and only 48% of companies reporting better-than-expect...

Graduation weekends are upon us and wedding season is on the horizon too! While both are extremely exciting milestones that should be celebrated there is a lot of careful planning required to ensure that those intelligent and accomplished graduates enter into marriage with their eyes wide open. More...

Offshoring is the relocation of a company or business process from one country to another. It's no secret that the United States has fallen victim to offshoring and seen millions of manufacturing jobs moved overseas for cheaper labor and other cost efficiencies. However, Made in America seems to...

It may be surprising to hear that approximately 67% of people in their twenties have already started saving for retirement. Despite all of the challenges, student debt, a tough job market, saving for a first home, the twenty somethings are saving! Even more, a recent Transamerica survey reported...

The responsibility of raising confident, capable, and well adapted children is not easy, and requires patience, tenacity, and occasional support from family, friends, and mentors. One topic that is often forgotten, but critical, is financial literacy. Dr. Jim Grubman, a noted phycologist who work...

Eastman Kodak has been hoping to spin some of its assets and expertise into touchscreen technology and products. In 2013, Texas-based Unipixel, a touchscreen sensor film company, signed an agreement with Kodak to establish a plant in Eastman Business Park to manufacture UniPixel's InTouch technology...

While folks own different investments for a variety of reasons, income, growth, etc. all investors should pay attention to quarterly earnings reports. Earnings signal the health of the company, how well they are able to predict their own performance, and may signal future performance. Earnings repor...