Rochester: 585.473.3590
Batavia: 585.344.1850
Lockport: 716.304.2102

Search Blog

CONTACT US

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

What's the Deal with Interest Rates?

Published June 18, 2015 3383 Views

What's happening with interest rates? I'm hearing this question daily, whether meeting with clients, waiting in line at the deli, or chasing my 21-month old daughter down the street while she runs as fast as her little legs will take her. Below you'll find some of the more common questions I'm heari...

Read More

Simple, Effective, and Necessary

Published June 17, 2015 3169 Views

One of my favorite bloggers, Carl Richards, shared his thoughts this morning about "What's really necessary" to accomplish life and business goals. He used an analogy about mountain climbing which helped to explain the importance of streamlining business processes by getting rid of exc...

Read More

What does success mean to you?

Published June 11, 2015 3378 Views

If I asked you to describe prosperity and security, what would you picture in your head? I am not talking about dollar signs or rate of return, rather, what do you want your money to do for you, both now and in the future? Is it finally taking that trip to Paris? Owning a beautiful house on the l...

Read More

The Biggest Threats to Your Retirement

Published June 9, 2015 3162 Views

A recent survey conducted by Evan Simonoff uncovered the top reasons why retirement plans which appear to be "bulletproof" from an investment perspective fall apart. It may come as a surprise to you, but none of these reasons have to do with macro forces such as market performance or a poor economy....

Read More

Not started on Retirement Savings?

Published June 2, 2015 3259 Views

If your answer is yes, then you are not alone. A recent survey conducted by the Federal Reserve found that one third of working adults do not have a savings or pension. Furthermore, 38 percent of respondents stated that they have no intention and or plan to keep working indefinitely. Still, out of t...

Read More

Give Up on Perfect

Published May 26, 2015 3437 Views

Many people can create the perfect life timelines in their head about desirable milestones but when it comes to reality it is likely that those fairytales often are quite different. Remember when you were a child and you wanted to be a movie star, singer, or maybe even President. Of course now, real...

Read More

When it comes to saving... how much is too much?

Published May 20, 2015 3288 Views

Many people have asked me how much they should be saving in order to pay for their children's college, pay off their mortgage, cover annual expenses, and eventually to retire. Some tend to think there is a standard magic percentage of annual income that should be saved which accomplishes their goals...

Read More

Looking Ahead

Published May 18, 2015 3464 Views

Last month I started my newsletter by describing the first quarter of 2015 as lackluster; April did not do much to change that. Year-to-Date the Dow and S&P 500 are up 0.78% and 1.92%, respectively. With Q1 earnings season more than halfway over and only 48% of companies reporting better-than-ex...

Read More

Mr. + Mrs. = Student Loans?

Published May 11, 2015 3455 Views

Graduation weekends are upon us and wedding season is on the horizon too! While both are extremely exciting milestones that should be celebrated there is a lot of careful planning required to ensure that those intelligent and accomplished graduates enter into marriage with their eyes wide open. More...

Read More

Made in America

Published May 11, 2015 3340 Views

Offshoring is the relocation of a company or business process from one country to another. It's no secret that the United States has fallen victim to offshoring and seen millions of manufacturing jobs moved overseas for cheaper labor and other cost efficiencies. However, Made in America seems to be...

Read More

We provide advice and direction that comes not just from market expertise and experience, but from listening to you, our client. We place you at the center of your financial plan.

Contact Us