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It's the most wonderful time of the year!

Published: December 11, 2009 8:56:50 pm 2883 Views

How can you not love December? Sure, the snow and cold can certainly get to you, but the promise of a visit from old Saint Nick quickly puts that thought in the back of our minds. People are out spending money and spreading holiday cheer. There is so much happiness surrounding December that even...

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Year End Tax Planning - Post 2 of 4

Published: December 11, 2009 2:08:23 pm 2828 Views

In the first post I talked about the taxability of mutual fund distributions. December is the month when most funds pay out capital gains if they have them. The distributions are taxable, so how to reduce the bite? One way is to look at the your total tax cost for your fund. Mutual fund investors o...

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Year End Tax Planning - Post 1 of 4

Published: December 10, 2009 8:42:33 pm 2889 Views

Let's review how mutual fund investments affect your taxes and what you can do to shrink the bite. If you own mutual funds, this is the time of year when many funds pay capital gains distributions. Even if your fund reinvests the distributions, they are taxable (unless your fund is held in a reti...

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Financial Strategies for Women Investors

Published: December 10, 2009 2:11:04 pm 2997 Views

Today, women are playing an ever-increasing role in making important financial decisions - whether for themselves or for their families. While many of the basic rules of investing hold true for all investors, some life events will affect women differently than they will men, and these can also have...

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Payroll withholding in 2010

Published: December 9, 2009 8:30:25 pm 2886 Views

Payroll and income tax issues have become increasingly complex. My weekly blog post will attempt to explain many of the new changes that might affect you without also putting you to sleep - let's see if that's possible: For the first time since 1971 the Social Security wage base will not increase!...

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Keep Your Eyes on the Road

Published: December 9, 2009 2:34:25 pm 2891 Views

That's important advice on a day like today, with snow overnight and steady sleet as we head to our activities. It's also important advice in your investment portfolio. Distraction is everywhere: oil is up & stocks are down, gold is down & stocks are up, the dollar is up, down, you get th...

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Start Investing Earlier: Waiting until your 30's to start saving for retirement comes at a great cost.

Published: December 8, 2009 2:09:52 pm 2802 Views

People graduating from college and entering the workforce are likely to have a lot on their mind. Buying a decent car, purchasing a first home, getting rid of their college debt, etc. Saving for retirement often isn't very high on their list. It is something they figure they have plenty of time to w...

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The IRS has released its updated Publication 17 (Your Federal Income Tax) for use in preparing 2009 returns.

Published: December 7, 2009 8:29:10 pm 2985 Views

The IRS has released its updated Publication 17 (Your Federal Income Tax) for use in preparing 2009 returns. The 300-page-plus work reflects the many tax changes that affect the 2009 return, including the changes made to the first time homebuyer tax credit (FTHTC) by the Worker, Homeownership, and B...

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Heading North: Interest Rates

Published: December 7, 2009 2:19:46 pm 2973 Views

The Federal Reserve has famously lowered interest rates to the lowest they've ever been to help avert an implosion of the international financial system. Now that the crisis has passed its zenith, and in combination with the explosion of federal deficits, interest rates have only one way to go: up....

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Estate Taxes: Good New for 99% of Americans

Published: December 7, 2009 2:07:21 pm 3010 Views

Back in 2001 Congress passed a law to make estate taxes vanish by 2010 and then come roaring back in 2011. Faced with a loss of revenues in 2010 (Congress hates that) and the return of high estate taxes in 2011 (widows & orphans hate that), it was a story without a happy ending for anyone. Last...

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