Chat with us, powered by LiveChat

Trusted Financial Partners.
We'll Be There.

Rochester: 585.473.3590
Batavia: 585.344.1850
Lockport: 716.304.2102

Contact Us

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Contact Us

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Search Blog

CONTACT US

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Search Blog

CONTACT US

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

The Battle for 10,000

Published February 11, 2010 4704 Views

The Dow Jones Industrial Average has been a standard by which to judge the US stock market for over a hundred years. As I write this the DJIA is up about 100 points to 10,134. Over the last week the average has dipped below then back above that magical 10,000 mark a number of times, inciting financi...

Read More

ROTH IRA conversion strategies for 2010

Published February 10, 2010 4988 Views

You can reverse a ROTH conversion if your investment goes south. If you convert an account in 2010, you'll have until Oct. 17, 2011, to "recharacterize" it back to traditional IRA status. So if the account tanks between now and then, you can use the recharacterization privilege to reverse the conver...

Read More

Making Money in a Down Market

Published February 9, 2010 4771 Views

From early 2008 to March 2009 the S&P 500 lost more than half its value, a noticeable amount to say the least. As the house of cards began to fall people understandably began to become nervous. Many stopped contributing to their 401(k). Their thought was 'Isn't dumping money into a falling marke...

Read More

My Big Fat Greek Default?

Published February 9, 2010 4931 Views

Over the last few weeks, world financial markets have been roiled, with the bellwether S&P 500 index off 8% since late January. That's a rude shock to investors who had seen markets rise steadily for the last 22 months. We get asked about financial markets every day so we need to have an ans...

Read More

Buying Premium Bonds? - Don't Forget to Vote!

Published February 8, 2010 4864 Views

You don't really get to vote when it comes to bonds - but there is an election that can save you money today. Bonds are purchased at a premium when the bond is purchased at a price in excess of its maturity value. For a taxable bond, the premium remains part of a taxpayer's basis in the bond until...

Read More

Ground Rule #1: Give Yourself a Raise

Published February 8, 2010 4892 Views

Sure everyone would if they could, but an increase in salary is not what I'm talking about here. What I'm suggesting is the most important thing you can do to build your retirement savings: give your retirement contributions a raise. Once you get in a 401(k) or 403(b) and establish your cont...

Read More

SUPER AD SUNDAY

Published February 5, 2010 4790 Views

With the Super Bowl quickly approaching, I decided to do a bit of research on just how successful companies are after forking up millions for a 30-second commercial spot. It turns out that the stock price of publicly traded firms that ran Super Bowl ads beat the S&P 500 performance in 10 of the...

Read More

Ground Rule #2: Percents, Not Dollars!

Published February 4, 2010 4816 Views

We have covered the first question for plan participants: How much? How much should you contribute, how much will keep you comfortable in retirement, how much can you afford today? If you decide what you can afford and that's your contribution, it's a perfectly reasonable approach (but don&#...

Read More

Communication is Key

Published February 4, 2010 5009 Views

This week's spot features client Maria Milella expressing her appreciation for the communication she shares with investment consultant Bob Kravetz. [wpvideo mLhjB0Z6] Frequent and open communication between you and your financial advisor is critical. If you're not sharing information a...

Read More

A double whammy in NYS for high income taxpayers ?

Published February 3, 2010 5049 Views

Larger federal income tax bills may be coming for higher-income Americans, if the President has his way. Individuals making $200,000 and up and couples making $250,000 or more a year will see their taxes increase in 2011, unless Congress votes to keep the George W. Bush-era cuts in place. This would...

Read More

Learn How We’ll Be There for You.
Schedule Time to Meet with Us Today.

Contact Us