All week I have been steamed about boffo bonuses at bailed-out banks. Now it's time for me to climb down off my soapbox and get back to offering useful advice for our clients. Next week I will start a countdown of my Ten Ground Rules for 401(k)/403(b) Success. Many employers offer retirement plans to which employees can contribute. Unlike a generation ago when an employee could count on decades at the same job and a secure pension, today's (and tomorrow's) employees are increasing in a fend-for-yourself situation when it comes to retirement. That means being aware of your retirement savings options and using that awareness to your best personal advantage. I will explain each of my 10 Ground Rules starting next week.

Financial markets are closed Monday for the Martin Luther King holiday; our offices are closed as well.


(This article contains the current opinions of the author but not necessarily those of Brighton Securities Corp. The author's opinions are subject to change without notice. This blog post is for informational purposes only. Forecasts, estimates, and certain information contained herein should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. References to specific securities and their issuers are for illustrative purposes only and are not intended and should not be interpreted as recommendations to purchase or sell such securities).