Recently my DVD player abruptly stopped working after a decade of service. Without another DVD player handy, I was relegated to watching VHS movies on my VCR from college. Over the past few days, I've watched As Good as It Gets.

Near the climax of the story there's a dialogue between two of the main characters, Melvin Udall (Jack Nicholson) and Simon Bishop (Greg Kinnear):

Simon Bishop: But Melvin, do you know where you're lucky? Melvin Udall: [Shakes head no] Simon Bishop: You know who you want; I would take your seat any day! So, so do something about it! Go over there, now, tonight. Don't sleep on it. It's not always good to let things calm down. You can do this Melvin...you can do this! You can...

This dialogue made me think of how "lucky" those are that have a plan compared to those with no plan for retirement (or haven't gotten around to it). Those who have a plan have invested time and consideration in their future. They've thought about how they want their retirement to be and a strategy for how they can do it. After all, "a goal without a plan is just a wish."

Others that don't know where to turn or how to get started, may be thinking is this "as good as it gets?"

If you're looking for something better, I say "Do something about it...you can do this! You can..."

When you're ready, here at Brighton Securities, we're happy to meet with you personally to get started on a strategy for your retirement.

Joe Boyd Financial Advisor Brighton Securities